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To know for sure how long your billing cycle is, ask your card provider.You’ll also see how long the cycle is once you receive your bill.A credit card statement is a summary of all the transactions you’ve made on your card over the last billing cycle.

When a bank gives you credit, it lets you buy things now and pay for them later.Your card provider will typically give you a grace period to pay off your purchases.If you pay your entire balance within this period, you won’t be charged interest.Card issuers don’t have to offer grace periods, but the vast majority do.Many providers charge an annual fee to use their credit card — a fee you have to pay once a year to remain a cardholder.You don’t have to wait for your bill to arrive before repaying your bank.


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